I also work with Open Path Psychotherapy Collective to offer low-cost therapy. Open Path is a nonprofit that helps uninsured or underinsured people with household incomes under $100,000 get affordable care. Open Path clients can pay $40–$70 for individual therapy or $40–$80 for relationship therapy.

You can learn more on Open Path’s website.

I’m out-of-network with insurers but can give a superbill so you can request reimbursement.

You can also use Mentaya, which helps submit out-of-network claims and often gets up to 80% reimbursed. They guarantee claims are filed correctly or will refund their fee. Mentaya charges 5% per claim (under $10 with my rates) and handles paperwork, denials, and calls to insurance.

This is helpful if you have out-of-network benefits, find superbills confusing, haven’t gotten reimbursements, or want to avoid paperwork.

You can get a “Good Faith Estimate” that shows how much your medical care should cost.

If you don’t use insurance, your health care provider must give you a written estimate of the total expected cost for non-emergency care, including tests, medicines, equipment, and hospital fees. Ask for the estimate at least 1 business day before your appointment, or request it any time before you schedule care.

If your final bill is $400 or more above the estimate, you can dispute it. Keep a copy or photo of your estimate.